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To get the discounted pay as you go fares, you need to add your Railcard or Gold Card discount to your Oyster card, Apprentice Oyster card, 18+ Student Oyster.

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The Railcard costs just £30 so after just a few trips, the card will have paid for itself (the equivalent of paying £ a month, if you buy annually). Alternatively, you can get a 3-year Railcard for just £70, saving you £20 on the price of three 1-year Railcards.